Why panel status matters
Tier affects how benefits are often applied — not the only factor in a claim.
Vantage maps dataset tiers so you can ask better questions of your insurer and gather paperwork early.
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Panel checker
Specialist panel lookup
Indicative panel tier from Vantage's dataset — not a guarantee of benefit amounts, network status, or what you will pay. Always confirm with your insurer and clinic before booking or admission.
Before you rely on this
Panel lists and plan rules change. Use this as a starting point only — verify with your insurer hotline or policy wording for your exact plan.
What the tier labels mean here
Labels summarise how this dataset classifies specialists for each insurer — not clinical advice or a quote.
Panel = best coverageExtended = partial penaltiesNon-panel = highest exposure
More about this checker & dataset (optional)
Insurers in this dataset
AIA, HSBC Life Shield, NTUC Income
Coverage is expanding. Unsupported insurers still need a direct check with the company.
Open claim workspace →Three tiers, different cost risk
- PanelOften the most favourable tier in many integrated shield plans — still plan-specific.
- ExtendedMay pay less than pure non-panel; penalties still common.
- Non-panelOften the highest out-of-pocket risk — verify before you commit.
Dataset refresh window
- AIA — Panel / Extended Panel (Mar 2026)
- HSBC Life Shield — Panel (Mar 2026)
- NTUC Income — Extended Panel (Mar 2026)
More insurers planned.